So, its Tuesday today. I am a day late with Monday posts but still in time for my “blog once a week” goal.
Firstly, let me say that I did join the beginners running program. I am now a “Spartie in the making”. I am strangely liking running more than I expected to. But its early days I have had 3 training sessions thus far. I had to miss last night as I was travelling for work. I need to make it up somehow, but tomorrow is back to the scheduled training for me. I also have a knee that makes LOUD cracking noises!
Ground Zero continues to make progress – albeit very slowly. Curtain rail in main bedroom goes up tomorrow night. En-suite shower curtain needs to be put up as well. But any progress is better than none. I need a few more bits and bobs for storage and clever space saving ideas – but that will come.
I need to get more deliberate about some life systems designs. I joined the running program as it’s a system that’s going to take me from zero to 10k in 12 weeks with a graduation race on 1 June. May the weather gods see me through the cold and rainy nights of training ahead. My trusty Fitbit continues to remind me to feed it steps on an hourly basis. And it is quite gratifying watching that little fireworks display go off when I hit a goal. So, I feel like some of the fitness goal/habit systems are on their way and implementation is happening without too much effort on my side.
Another major system/set of goals/habits I want to look at overhauling and getting some serious traction and system design in place is my financial ones. I say this just after making one of the biggest purchases one could make – buying a house. Of course, do not forget I am in a long-term relationship with the bank with regard to that purchase.
I have long been a reader of various blogs on financial wellness. From ones that sell the latte factor as a means to accumulate wealth, to the ones that teach extreme frugality like dumpster diving (can’t do that here in SA). Majority have been focused around the American market though. So as much as a Roth IRA sounds fascinating or maximising my 401k sounds like it’s a wise thing to do – I can’t do any of those. I have read Suze Orman, dabbled with listening to some of Dave Ramseys stuff and subscribe to Ramith Seti’s newsletter. All great content and great advice. And some great sound universal truths and reality. But somehow, none of the content resonated with me. I still read a lot of their stuff for ideas and inspiration – but I needed to find something closer to home that resonated with me. Disclaimer – I have worked in some financial services related companies but during my time there – I was just working a job to get a salary. It’s really only at my last stint in fin services whereby I started thinking – why am I not learning from these great people I have access to. The really smart ones were quietly going under the radar – doing their best for clients but also quietly getting on with managing their own money. Believe me – I have had access to some seriously smart investment folk – but they were just colleagues and honestly – you didn’t really want to talk about your financial status (or lack thereof) with your colleagues. How stupid was that thinking. And I know the bulk of them would happily have taught me a lot more than what I have struggled to learnt on my own! But we live and learn.
So, back to my current system learning. I found my way to the book called, Become Your Own Financial Advisor by Warren Ingram. I honestly am not sure of the exact way I found this book. It may have actually come up as an ad on one of the online shopping sites I visit. Anyhow, I have just started reading it. from what I have skimmed read thus far – I think Mr Ingram suits my investment personality perfectly. But let’s see how we go. I have not quite gotten into the meat of the book yet. Oh and I did do some online due diligence on said Mr Ingram – happy to note that he’s a homegrown South African, right local credentials, FPI planner of the year and runs his own wealth management company and all his content speaks to locals!
Oh step goals for the past week have been great. The 3x week training sessions have helped. Step average for last week was 9318 – almost hitting 10 000! Consistency really is key!
Have an awesome week!